Reaching New Heights Together

Imagine being healthier and fitter than you’ve ever been in your life.  How great would it feel to look the way you want and have a habit of taking good care of your body?  Well today, we’re launching a tool that will help you do just that.

We’ve just added a resource to the recently redesigned ThriveFit page that will help you get plugged into this great community.  By connecting with each other, we can spur each other on and encourage everyone to reach new heights and achieve the results we all want.  Check out this free resource today by choosing ThriveFit from the top menu and selecting Results.  Or, just add to your favorite places (or subscribe via rss). Be sure to register yourself as a user and share your successes with us!


Is Success Once Success?

One day, a little boy decided he wanted to learn to ride a bike.  He found his dad and asked him all about how bicycles worked.  His dad told him all about the history of bicycles, the parts that make up a bicycle, and the technique required to ride one.

Victory!  Or Is It?

The boy and his dad began working diligently on learning to ride the bike.  As the boy practiced, he gradually improved, until one afternoon, his dad released his grip on the back of the seat and the boy rode under his own power for a full block.  Happy and proud, both man and son returned home and parked the bike in the garage.  The bike stayed in it’s spot in the garage all night.  The next day, the bike also stayed in its place.  So too the third day, fourth day, and fifth day.  In fact, the bike stayed put for weeks, followed by months, and then years.  The boy never again took the bike out for a ride, though he walked past it nearly every day.  Now the question: did this boy learn to ride a bike?


Technically, the boy learned all about the bike.  And once, he did manage to ride it a ways.  But did he benefit?  Did anyone benefit?

Assimilate It

You see, you and I are often like that foolish boy.  We undertake a worthy venture, like eating healthier, beginning a fitness regimen, or connecting with God in Scripture and prayer, but we fail to continue and create a permanent habit.  In so doing, we miss out on the benefit of the venture, just as the boy missed out on the joys and benefits of bicycling around his neighborhood.

Today’s the Day!

Can you think of something you know you should be doing, something perhaps that you’ve even successfully done on occasion, but that you’ve never gotten consistent with?  What benefits would you enjoy if you made this behavior a permanent habit in your life?  It could be that the only thing separating you from the greater level of success or achievement that you desire is the simple consistent application of something you already know how to do!  Will you take the steps today to make a new habit for your own success?  Make a commitment, let someone know about it, and enjoy your journey to the top!

To Whom Do You Go?

Can you think of a time when you faced a tough decision and were unsure of the proper course?  When posed with two different options and can only choose one, how do you sort out the best way to go?  I believe that the first step is to recognize the value in seeking council. This is natural, isn’t it?  To tell people around what’s going on in your life in order to hear their perspective?  But all too often, I think we apply this good principle of seeking council in a way that may actually hinder us.


What to Do?

Let’s take a common and tangible example of a difficult decision.  Imagine that you own and drive a car that is near the end of its life and not worth too much.  One morning when you attempt to start the car, you get some scary noises and a whole lot of white smoke.  Later that day you get the call from your mechanic:  you need a between $800 and $1,500 of work done.  Now, you’re not sure that your car is worth much more than $2,500 once it’s all fixed, and you’re not sure if it’s worth it to pay for the repairs or not.

Seeking Feedback

What would you do in this situation?  If you’re like most people, you’d probably tell your car story to the nearest 10 people who’ll listen.  Invariably, many of these people will offer advice, and certainly it will be well intentioned.  If you’re thinking of the principle mentioned above, that gaining the perspective of others can be valuable in making decisions, you’re probably happy to get all the feedback.  But there’s one key issue we’ve skipped over that makes the difference between the advice you get yielding you a good situation or a problem on top of your problem.

Qualifications test

The key is the determination of adviser qualification.  Or, put more simply, does the person offering advice know what he’s talking about?  Take a basic idea like the following for instance.  Taking financial advice from broke people is unwise.  Think about that for a second.  Now try this one:  taking marriage advice from a person with an unhealthy marriage is unwise.  Seriously, think about it!

Now, while this may seem so simple and obvious, it’s been my experience (personally, I assure you, as well as by watching others do this) that we often fail to apply such a basic filter before giving people’s suggestions credibility.  Our car repair example above is quite a common case of this illogical behavior.  One will ask everyone around him what to do about the car, and he’ll hear many people say, “oh, just trade it in and get a new car!  You’ll save the money on repairs, and paying a little interest is no big deal.  In fact, have you considered a lease?  Then you could have a really cool car right now!”  All too often, we’ll not only accept these ideas, but will actually factor them into our decision making process and let them influence our choice.  But what is the financial position of the advisers here?  Do they own their own cars?  Do they have an effective budgeting system in place and are they on track for retirement?  Often, No!  They do not!

To Become a Winner, Follow Winners

So, here’s the bottom line.  Does the person offering advice have what I want?  If it’s financial advice I’m seeking, do they have a financial life that I’d like to have?  If it’s spiritual advice, so they have the walk with the Lord that I want?  If it’s fitness and nutrition advice, do they have the physique and energy levels I want?  Run your advisers through this simple filter first, and you’ve avoid many behaviors that lead to the terrible place called average.

Making a Plan That Lasts

Why make a plan  for your money?  Isn’t it more fun to just grab what you want whenever you want it?


Growing Up

Living your financial life with the foresight of a 3rd grader may be fun in the moment, but to have what you want next week and next month, a longer term vision is required.  Problem is, even when people become convinced of the value of budgeting to their peace and financial freedom, their first attempt to make a budget sets them up for failure.

Make it Today, and For Today

If you’re like most people, the first time you sit down to work up a budget for the coming month, you try to create a generic, one-size-fits-all budget that will represent all future months.  You’re planning for the perfect month from heaven, problem is, that month never really happens here in the real world!

The key in building a successful cashflow plan is to spend this month’s income on this month’s expenses.  Some expenses will be nice and consistent, such as your house payment or water bill.  But if you make your budget too generic, it won’t work in real life, and you’ll be tempted to just give up money management altogether.

Get Started

Today’s always the perfect time to start planning your budget for the coming month.  If you haven’t tried the latest version of ThriveWealthy, click the tab above to find the page and download the tool.  Read over the instructions briefly, then start entering your expected paycheck amounts and dates.  Allocate how you’ll spend all of next month’s income in the different categories provided, changing category names as needed to make the budget fit your life.

Enlist Our Help!

Don’t be discouraged when things come up and you have to revisit your allocations several times throughout the month.  As you continue to plan your spending before the money is spent, you’ll improve at predicting your actual expenses, and you’ll also notice that your money will start to be spent on those things that are important to you–with less “falling through the cracks” or getting spent on things that don’t really matter to you.  Feel free to post successes, hardships, or questions to the comments section below; we’re all in this together, and we are all here to help each other thrive!

You Can Lose It!

Think of 10 friends you know.  Or better yet 10 of your neighbors.  How many of them are overweight or obese?  According to the Centers for Disease Control and Prevention, seven!  Shocking, yes.  Disheartening, yes.  Solvable, Yes!

Although many temporary diets are unsuccessful, there is hope for those who find the scale reading a number larger than they’d like.  If you’re looking to shed some weight and create a healthier life, you can do it!  Today we’ll look at three components to a successful and sustainable weight loss plan.


What Do You Really Want?

First, you have to actually want it.  Many diets fail simply because the dieter didn’t really want to lose weight; rather, his wife, his brother, or someone else wanted it for him.  Or perhaps the fellow we’re talking about did want to lose weight, but not in the, “I’m committed and willing to work and sacrifice,” kind of way.  To illustrate, I may want a green and vibrant lawn, but if I don’t put down fertilizer and seed, keep it watered and trimmed, I demonstrate that this idea is more of a fanciful dream than a real desire.

Avoid the Roller Coaster

Secondly, you need a permanent program.  The idea that you can avoid cake and skip breakfast for a month, then go back to normal and have this accomplish anything permanently is absurd.  The key to a successful diet program is that it must be a permanent change to healthier eating.  Now, before you get scared and exit this site, you can still have cake in this life!  🙂  The point is to start taking up healthier habits that you can continue indefinitely.  So, for example, maybe you start a new habit of having a vegetable with lunch every day, or limiting fast food runs to two per week.  Find the biggest problem areas that you have today and begin replacing them with healthier options.

The Right Supplements

Finally, you need to find a nutrition program that works for you.  Have you ever seen two friends undertake the same diet or exercise program, only to have one friend succeed and the other fail?  How is this possible?  How can you find the right diet program for you?  In my research, I’ve only found one weight-loss program that offers a custom solution to you individually, and is affordable and healthy long-term.  It’s called BodyKey from Nutrilite, and is the only program to tailor natural supplements to you based on your individual DNA.  This program is one of the reasons we’ve chosen to align ourselves with this company:  no one else offers a full 6-month satisfaction guarantee on every product they sell.  Yes, you heard that right:  if you begin the BodyKey nutrition and fitness program and aren’t satisfied with the results 6 months later, you get a full refund!  Where else can you find that kind of security on an investment?  And what better could you invest in than yourself?

For more information about BodyKey or other great plant-based products from Nutrilite, check out our ThriveMart page or send us a message today!  We’re here to help you thrive and enjoy a healthy life for many years to come!

Set the Right Goals, and Don’t Forget to Execute!

Believe it or not, we’re coming up on the second quarter of 2013—have you set your goals yet? If you had set goals for 2013, are you progressing toward them? If you’re like many people, you may have let these aspirations move to the back burner. Today we’ll look at whether these goals should move to the front burner or off the stove completely. For those that do belong on your front burner, how can you keep your focus on them and ensure that they’re reached?


What’s the Problem?

There are a few major reasons why a goal you set early in the year will fade into the background after a few weeks or months. One reason could be that the goal was not something you truly want or value. Sometimes it can be difficult to really drill down to the things we really want. In fact, focusing on ourselves only can result in blurry vision. Instead, recognize that your Creator God made you in a particular way; individually and different than anyone else. What strengths and passions has He placed in you, and what purpose does He want to use you to accomplish?

Translate the Long Term to What to Do Today

Another common reason that we discard our goals relates to lack of detailed planning and accountability. Instead of setting general goals and stopping there, translate your goals into weekly activities and execute them consistently.

Seven Key Areas

The following six-step process provides a simple overview of how to set the right goals and adopt the habits that will lead you to reach them. Use these steps as guidelines to build a specific process that works for you. This method can be applied to reach success in any area of life, and we recommend using it for eack of the following areas:
• Career
• Fitness
• Personal Development
• Spiritual
• Family
• Financial
• Social

The six steps toward setting and executing worthwhile goals are as follows:

Step 1 – Figure out what you want. Peace? Financial security? Influence? Travel? Strong relationships? Missions? Taking care of family? Be specific. What would your life look like if you inherited $200 million today and also learned that you have only 5 years to live?

Step 2 – Find people who have what you want and listen to them; protect your mind from people [who don’t have what you want] who want to give you advice. Does your brother-in-law have financial success? If not, don’t take his financial advice.

Step 3 – Based on what you want (step 1) develop big, 5-yr goals. Figure out the goals you’ll need to hit this year to reach these big goals. Then, figure out the goals you’ll need to hit this month to hit the annual goals.

Step 4 – Plan out daily activities that will lead you to your monthly goals. Work with an experienced mentor [from step 2] to insure you choose the right activities.

Step 5 – Put your daily activities into your calendar, and stick to your calendar

Step 6 – Forget about the goals and focus on executing this day’s activities. Report how you did to your mentor. If you completed today’s activities, be happy with that.

Focus on things you can control—your activity. Focusing on results instead of activities you can control can be frustrating. Use your mentor to determine the right activities, do them consistently, and results will come.

The Standard of Wisdom

We live in an information age.  Every day, we are overwhelmed with news, media, advertisements, and opinions of friends, family, and associates.  How can we sort out the claims steeped in wisdom from those dripping with folly?  How can we discern truth from error and the wise path from the highway of fools?  We must have a reliable standard by which we can test all claims, holding fast to that which is good.  That standard is our Creator God and the Word He has given us.  Today we’ll delve into an excerpt from Proverbs 12 and discover how the principles contained in it can guide us into truth and right living.

colorado forest

22Lying lips are an abomination to the LORD,

But those who deal faithfully are His delight.

23A prudent man conceals knowledge,

But the heart of fools proclaims folly.

24The hand of the diligent will rule,

But the slack hand will be put to forced labor.

Easy to Read, Tough to Do

I love the clarity of the Proverbs!  Sometimes they require deep reflection and some digging, but often they are so clear and practical that there is little difficulty understanding them, only difficulty in living them.

In Accord with Reality

Lying lips are an abomination to the Lord.  God hates deceitfulness and it is against His character to affirm that which is false.  Conversely, when we deal faithfully with our friends and neighbors, this pleases and delights our Father.  How truthful has your tongue been this week?  Do your words and actions accord with reality, or can you think of times recently when you’ve sought to create an appearance that is false?  Have you blamed another for a mistake that was yours?  Or have you withheld information from someone in order to lead them into an inaccurate conclusion?

Not All Sharing is Good

In the second stanza, we see a common device used in proverbs:  pairs of opposites used together.  Notice the contrast in verse 23:  a prudent man versus a fool, concealing versus proclaiming, and knowledge versus folly.  As is often the case in proverbs, the truth can at first appear puzzling to us.  Why should a wise person keep knowledge from people?  Wouldn’t he want to share his insight with everyone within earshot?  Conversely, wouldn’t a fool want to hide his foolishness by remaining silent?

As usual, the wisdom of the proverb is proven right upon careful consideration.  Much like the New Testament concept of not casting pearls before swine, a wise person understands that sharing wisdom with those who are not willing to receive it will only bring sorrow to all involved.  Instead, we ought to share knowledge and council in stages, allowing a student to hear and understand the simple and general things, and later share the deeper and more magnificent pearls.  Let us be careful not to spew forth speech as a fool, painting those around us with a fire hose.  Instead, let us seek out those who wish to behold a beautiful painting, and paint it for them in small and careful strokes.

Choose to Prosper

Finally, we learn a lesson on diligence.  Decide now to apply yourself and work hard for the rewards you desire.  Stick with your efforts even during the tough times and your hard work will be rewarded with honor and authority.  Do not be as the fool, who has the opportunity to work today but chooses instead to sit idly by.  That man will find himself without honor, doing work he despises against his will.  Today you have the choice to find your passion and pursue it with excellence.  Do it, and develop a habit of diligence, that the seeds you plant today my harvest future bounty for the good of your family and country, to the glory of God.

Keys to Leadership and Success

Last weekend, I had the incredible opportunity to attend a Leadership Team Development (LTD) business conference in Louisville, Kentucky.  My team and I had the chance to learn leadership and success principles from some of the best in our industry.  For your benefit, I’ve summarized some of our major takeaways from the weekend in the following article.  If you’re interested in how you can join this amazing team and have access to great conferences and leaders like these while you create an additional income stream for yourself, feel free to comment on this post or leave a message on our ThriveMart page.  We’d love to be a part of your journey to the top!


Common Denominators

My single biggest takeaway from the weekend came from a presentation of the five common denominators of every successful business owner.  The general idea was that even though different people build their businesses differently, they all generally do the following five things consistently.


In my mind’s eye, I pictured business as an engine.  If you take action on these five things consistently, your engine stays in step with itself–in harmony.  But if not, the time and energy you spend on one cylinder gets for the most part wasted when one of your other cylinders isn’t firing properly.  I believe that a lack of knowledge of this principle has been one thing that has held our business back from realizing its full potential up to this point.  When I first got into business for myself, I thought, “This is great—I get to be my own boss and set my own schedule” and I think I translated that into, “I need only do the things I find fun; I can avoid the uncomfortable things.”  In reality, the proper way to build a business is to set the time commitment you’re willing to make, and work on each of the five things consistently during the time you’ve made available.

Ok, enough commentary, here are the five things:

  • Consistent sales:  Be sure that you’re using your products personally promoting their benefits to existing and potential customers.
  • Read and listen:  Become a collector of great business books and audio recordings of the best and brightest leaders of today and yesterday.  Incidentally, Zig Ziglar is probably my favorite person to read and listen to.  Make sure you get at least a few hours of reading and at least a few hours of listening each week.
  • Lead others:  Share your business with others who have interest in joining your team.  Once you understand how to do something, you can help another person learn it.  Multiply yourself by training others to learn and do those things which made you successful.
  • Spend time around successful people:  Get around the people who have what you want and are doing what you want to be doing as often as possible.  Attend informal gatherings, team meetings, and conferences as often as they are available.  Make the decision to consistently attend beforehand and work the other demands on your schedule around your business. (Note: never lose sight of your priorities:  God, family, then business.  But work your schedule in advance in order to attend these important opportunities for instruction and encouragement)
  • Communicate with your team: Call, email, and text your mentors as well as those whom you are mentoring.  Good communication increases accountability and helps mentees learn from your actions.

Don’t Stop Short

A final picture of this idea goes like this.  Assuming a soda costs $1, what do you get if you put 95 cents into the machine?  Nothing.  You spent all that effort getting the money in, but because you didn’t get all the way to the full dollar, you end up getting nothing.  Neglecting one of the five areas is like leaving off the last five cents.  Don’t leave your effort in the soda machine or run your car on 3 cylinders:  translate these concepts into your life and get going on your journey to the top!

Who’s Programming You?

We are all given a limited amount of time in this life, and we all want to make the most of it.  But how intentional are we about who we spend our time with?  For good or for ill, the people we spend the lion’s share of our time with will impact who we become.  Are your associations building you into the type of person you want to be?

a formal affair

Anyone Bringing You Down?

It’s been said that your income will be the average of the 5 people you spend the most time with.  I contend that often your habits, worldview, and maybe even your physique will also tend to mirror that of the people you let into the moments and hours of your life.  If you’re a part of a group of successful people, over time you’ll tend to build yourself into a successful person too.  If you hang around with losers, you’re well on your way to becoming one.

Observe the Words

A good way to distinguish successful people whom you’ll want to model from the kind of people who’ll bring you down is to listen to what they’re predominantly talking about.  Are they more positive and encouraging?  Or do they spend a good deal of time speaking about others negatively?  Is their conversation about future goals they have, and the means they’re planning to accomplish those goals?  Or are there frequent diatribes of blame:  I’d be better off but for what so and so did; If I weren’t so unlucky, I wouldn’t have all these problems.  A person who you want shaping your character will be speaking positively about future events more than he’ll be speaking negatively about past ones.

Avoid Pride

One quick disclaimer before you think I recommend sitting in your own personal ivory tower looking down on all the poor untouchables down there: there is a distinction between choosing to be part of a toxic circle of friends and spending time with people in order to evangelize, mentor, or disciple them.  The former is hazardous to your future, the latter is vital.  Only make sure that you’re spending enough time with strong leaders that you are strong enough yourself to influence a weaker group, rather than being influenced by it.

Can I Do That?

But where can I find a group of strong and godly leaders?  Why would they want to hang out with me?  I have two answers to this point—a short term and a long term answer.  First, you already know a few winners, and I think if you’ll spend a few moments considering it, you can think of few high-quality people in your life who’d answer your phone call.  Start there.  As you intentionally work on those relationships, you’ll be exposed to other winners naturally, and better than that, you’ll actually start to see and recognize the qualities of good leaders in those around you.  And one great thing about strong, godly, successful leaders is that they absolutely love to help people like you who are looking to grow themselves!

Own Your Time

Limit your time around negative people.  Particularly if your core group is of this sort, you’ll have a hard time keeping your distance, but you must gradually ramp down the time and replace it with time with positive role models.  If your negative group is family, you’ve got an even more challenging task.  But you must do it—for your good and ultimately theirs.  Get strong enough over time by being with winners that you’re capable of being around the weaker group and influencing those people positively.  And finally, recognize that you can create boundaries with people—even if those boundaries make people mad.  In fact, if your boundary makes a person mad, they’ve just identified themselves as the kind of person that you definitely need to set boundaries with!  A winner will respect others’ boundaries, and even if he feels slighted, he’ll approach you in a gentle and respectful manner, because that’s how winners behave.

Simple, Not Easy

Today’s lesson can be a tough one to live, particularly if the discussion of “toxic groups” brings the names of a few close friends to mind.  But just as the flight staff tells you to put your own oxygen mask on before helping your child, the best way to help your negative friends is to become a real leader yourself.  We’re here for you along the way, as is our Father in heaven.  Follow Him first and you’ll never be last.

Small Changes for Big Results

We’re just about to begin the second week of the new year—how are you doing on your goals so far?  If you’re like most of us, this week it will be harder than last week to stick with your new habits.  As the excitement of pursuing a better or healthier life wears off, we all are very tempted to revert back into old ways that are familiar.  How can we head this tendency off at the pass?


This Is Hard

I find it helpful to recognize that creating a new habit or doing what you’ve never done before is difficult.  Take fitness for example:  it may not seem like a very tall order to work out for 15 minutes for 4 or more days per week, but especially if you’re accustomed to 0 workouts per week normally, the new habit will be a challenge to acquire.

Hard, but Temporarily So

After recognizing that maintaining a new habit it difficult, it’s also important to recognize that it won’t always be so hard to maintain.  After you breech the 30-day mark, you’re essentially built a new routine and continuing with it is much easier.  So, when it’s hard to choose the apple over the slice of cake on day 18, be encouraged by remembering that your good habit of healthy eating will soon be much easier.

Keep Your Eye On What Matters

Thirdly, you’ll do best to focus on being consistent with the habit instead of demanding perfection of yourself every day.  For example, if your new habit is to get fitter, focus on getting to the gym for a workout at least 3 times per week.  Even if you don’t have a killer workout every time, you’re reinforcing the good habit of getting to the gym.  Later, once you own the habit, you can focus on getting the most out of each minute you’re at the gym.

Find an Encourager

And finally, seek accountability from winners in your life.  If you’d like to become more regular with your Bible devotions, find a godly friend and ask if he would be willing to meet with you once a week and let you share what you’ve learned in your devotions that week.  The coming meeting will help motivate you to spend time in the Word each day so that you have something to share at the meeting.  A great friend like this can be a great encouragement too in those times when you fall or fail—helping to pick you back up and help you get back on your good track.

Let’s Go Together

Good habits are hard to acquire, but once acquired, they can take us to extraordinary places.  Never underestimate what 20 minutes per day can do to improve your life when it’s toward a valuable purpose and repeated consistently for a lifetime.  Let’s make 2013 the beginning of your thriving life!