Success In the Second Mile

Have you ever wanted to succeed at a high level?  To set yourself apart from others and achieve things most people don’t?  Would you like to be the one at your office that everyone else thinks of as the go-to person?  The path to becoming a high achiever is quite simple.  Easy never, but very simple.

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The Way to Live

In Matthew 5, Jesus is teaching the crowd how to live.  He cites a law of Israel, that when someone wrongs you and you lose sight in one eye, retribution was the law—the one who harmed you would lose that eye too.  Some for a tooth, or any other similar situation.  The point was, what harm comes to you from another individual, you may justly give the same harm back to them in retribution.

38 “You have heard that it was said, ‘An eye for an eye, and a tooth for a tooth.’ 39 But I say to you, do not resist an evil person; but whoever slaps you on your right cheek, turn the other to him also. 40 If anyone wants to sue you and take your shirt, let him have your coat also. 41 Whoever forces you to go one mile, go with him two. 42 Give to him who asks of you, and do not turn away from him who wants to borrow from you.

Fair is Fair

Jesus does not deny that you are justly able to take an eye for an eye.  That is the law and that is fair.  But Jesus teaches that you should forgo this right.  Instead, Jesus instructs us to respond to evil with love.  When we are wronged, instead of seeking to hurt our enemy, we are to seek after his good.

One Mile and Drop It

Now for the famous line in verse 41, go the extra mile.  If someone you didn’t like forced you to carry his stuff for him for one mile, what would you want to do at mile 1.1?  Drop it on the ground, right?  Well Jesus teaches us something profound: carry it another mile of your own accord.

Think now of the people in your life who you’re around in a typical week:  your family, your friends, your boss and coworkers.  Hopefully you don’t think of all these people as your enemies, hopefully you like them better than an enemy.  But how often do you go the extra mile for them?

What Did We Do Last Week?

When your wife asks you to help her with something, do you growl and complain, get it done quick and plop down on the couch?  Or do you go the extra mile?  When your boss gives you an assignment that you think is stupid, do you slowly trudge through it with a bad attitude?  Or do you go the extra mile? When your kids ask you to play with them, do you hurry up and get it over with so you can get to what you want to do?  Or do you dive in with enthusiasm and go the extra mile?

Set Yourself Apart

This behavior of willingly exceeding the expectations of those around you, regardless of whether you like them or find them awful people, will set you so far apart from the norm that you can’t believe it.  So few people live this way, and it is a guaranteed way to set yourself apart from and ahead of others.  People who live lives of mediocrity most likely won’t like to see you doing this because of the way it makes them look in comparison.  Don’t let them drag you down; the people who you want to surround yourself with are already extra-mile people, and it won’t take them long to notice you.  The rewards are great, the path is simple; do the hard work and we’ll see you at the top!

How We Program Ourselves

On your way into work tomorrow, what thoughts will run through your mind?  If you’re like most of us, your natural inclination will be something like, “here comes another day at the grind!  I hope I don’t see Jim today, he’s such a loudmouth!  I can’t wait till the weekend’s here!”  But do these thoughts help you? Or are they helping to create the very kind of day you dread?

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Want Control?  Take It!

Setting our expectations and our outlook for the day—or even for the next moment—is totally within our control.  Would your morning be better if you chose to speak something better to yourself while walking from your car to the office?

Let Wise Men Teach You

Zig Ziglar once said, “Positive thinking won’t let you do anything, but it will let you do everything better than negative thinking will.”  This is great advice from a great man!  When’s the last time you took control of your circumstances and made a decision to have a great morning?  Why let circumstances dictate our life to us? Do you really believe that telling yourself that your coworkers are rude and your work is boring does you any good? How about when you say things like, “it doesn’t matter how hard I work or what good things I do, no one notices anyway.”  Do these statements help you, or hurt you?

Attitude and Response

Simple as it sounds or silly as it sounds, you make the choice every day whether your day will be great or a dud.  Things outside your control will still happen.  Some may be pleasant, others not—but your attitude going in and your response coming out are both things you choose.  If you’re really interested in living a thriving life, right now’s a good time to start!  What kind of day will you make today?

Take a Step Back From the Edge

What would you do if your transmission went out tomorrow?  If your identity were stolen and your credit frozen, would you be taking the bus to work?  If your uncle offered to sell you his mint condition Ford Mustang for only $5,000, would you be able to come up with the cash?

We’re apt to take many of the great things in our life for granted, up to and including out income.  In our culture, it’s acceptable and a common practice to live right the edge of our income, spending 90, 100, or even 110 percent of our annual income each year.

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A Valuable Heritage

But for centuries (maybe longer), wise people have practiced the discipline of saving money for a rainy day.  Because we don’t know the future, it is necessary to save an emergency fund to have the options and choices we want.

In today’s article we’ll outline what the emergency fund is, why it’s important, and what it’s to be used for.  If you’ll make the decision to adopt this important discipline, you’ll reap the great rewards that wise men and women have been enjoying throughout history.

What’s It For?

The purpose of the emergency fund is to cover expenses that may come that you can’t predict.  Anything you can predict should be included in your monthly budget.  When I first began budgeting, I was tapping my emergency fund every other month, but as we get better at predicting what’s coming, there are fewer times when we need to use the emergency fund at all.  The goal is to have a full emergency fund that is never ever used, but just sits there “just in case!”

Can you estimate how much you spent on car repairs last year?  Take that estimate divided by 12 and this is how much you should allocate each month toward car repairs.  So maybe you’ll allocate $100 to car repairs in your February budget, even if you don’t take the car in.  But if your check engine light goes on in February, you have $200 sitting there, all ready to pay the bill.

If It Can Be Predicted, Figure It Out

Similarly, let’s say you know you want to upgrade your car by $4000, six months from now.  Just divide it out and you’ll find that you need to save $667 per month.  Again, it’s predictable so include it in your budget, not the emergency fund.

Overcome the Little Kid Inside

The tough part is saying no to all the things we’d like to do until the emergency fund is complete, totaling three to six months of your household expenses.  But it’s worth it to have the security; when you really need it and you have the money sitting there, it takes a lot of stress out of the equation.

How We Spend It

“Why would you want to read when you got the television set sitting right in front of you? There’s nothing you can get from a book that you can’t get from a television faster.”  If you’re wondering where that sage advice comes from, hearken back to a little movie called Matilda.  That’s right, this little dandy comes from Matilda’s scumbag father, played by Danny DeVito.  We all get a good laugh hearing such a ridiculous claim—but hold on a minute, how many of us are spending our time each day living this philosophy out?

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How About Us?

Did you watch TV this week?  How much time did you spend watching in the last 7 days?  Ten hours?  Fifteen?  More???  Watching TV’s not wrong, but it’s not particularly beneficial either.  It’s nice, when you’re tired, to plop down on the couch and unwind a bit.  But two hours later, are you really rested?  Wouldn’t you actually be more energized an alert the following day if you had simply gone to sleep instead?

Important but Not Urgent

TV isn’t bad, but it can keep us from using our time for things that are important.  Spending time with our families, improving our minds, studying and spending time with God—these are all vitally important activities that aren’t urgent.  The problem comes when we put them off because they’re not urgent.  We accidently fall into the result of having gone all day without really talking to our spouse, without spending time reading the Word, but how much TV time did we fit in?  Oh yeah, two and a half hours.

If Only I Had the Time

Have you ever heard a friend say, “I wish I had more time to—“  What’s crazy about this statement is that anyone who has ever done that thing my friend’s wishing to do has exactly the same about of time all the rest of us have:  168 hours per week!  You’re never going to have more time than that!  So if you want time to do something, then allocate your time and do it!  The reality isn’t that you are short on time and can’t do the thing you want; the reality is that you simply don’t want the thing you claim to want as badly as you want to watch TV (or fill in whatever other random activity or habit).

Stop Starving Your Mind

We know that reading good books is like feeding our brain.  If you’ll make the decision to read a book for your personal growth every day, you will absolutely reap a beneficial harvest.  It takes dedication; it takes commitment to build the habit.  But you can do it, and you will begin to notice the fruit of this great habit almost immediately.  Try this—just reduce your TV time by 15 minutes this week.  That’s likely less than a 10% decrease.  So you’re still getting 90% of your TV time in.  That’s not so hard, right?  Just be ready and agreeable to letting a good book shape your attitude and feed your mind, and enjoy the thriving life that will begin to unfold before you!

Spend It All

We’re new and improved!  The latest version of ThriveWealthy is now available, and you can start using it today, for FREE, to create more options and less stress for yourself!

What can this tool do for you?

Good Advice

Here’s a statement you might not expect from a financial expert:   you should spend all your money!  In fact, you should spend the entire month’s income, even before the month begins.  You should spend it on purpose, by creating your cashflow plan before the first of the month.

Now, some of your money should be spent into your savings account.  Some should be spent paying down debts.  Some should be spent by investing into your retirement.  But it should all be spent.  Your income needs to exactly zero with all expenses, including savings and investments.  Why?  Because it isn’t until you lay out all income for January with all expenses in January that you  can make educated decisions about how much to allocate to the various competing uses your money can have.

You’re in Control

The beauty of using a cashflow planning tool like ThriveWealthy is that it puts you more in control of how your money is spent!  Since you are now making educated decisisons and prioritizing the things you value as most important, you are actually able to achieve more, and enjoy some of the better things in life.  Why not give this great free tool a try today?

ThriveWealthy Cashflow Software

Success in Reaching Your Goals

Can you believe 2014 is here already?!  I hope you had a great year, and I further hope that you’re looking to make the coming year even better!  One good thing that many people do is to use the new year as a time to set goals to improve themselves—this IS a good thing, IF we take these resolutions seriously and succeed.  Unfortunately, in many cases, our lofty goals are left unfinished and our resolutions are abandoned before a full month has even passed.  How can you separate yourself from the masses and actually achieve your plans for growth in 2014?

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If you have the desire to live healthier, improve your finances, grow in your spiritual walk, or any other goal for living a more rewarding and successful life, take advantage of your desire by applying the most significant key to success in fitness or any other area of life:  adopting new habits.

Rome Wasn’t Built in a Day

Take a simple example of a short-lived new year’s goal of losing weight.  One’s natural inclination after a whole December (or whole 2013) of overeating and inactivity is to overcorrect.  We think that to even out big meals over the last several weeks, we should break our year-long fast of jogging by running 5 miles.  We take the high enthusiasm to get fit and convert it into a short burst of high activity.  But we tend to neglect a few important steps.

The Big Challenge:  Change

First, we fail to recognize that adopting a new routine involves one of the most difficult things there is:  changing one’s habits.  One big mistake at this point is that we try to accomplish this feat alone.  Accountability is absolutely essential to get into and stay with the routine of working out regularly, week after week.  Find a friend who has success in the area you’re pursuing growth in.  Decide how often and for what duration you will connect for accountability and encouragement, and specifically what goals you will pursue.

Write it Down

This leads right into the second necessary step for getting and staying fit:  setting goals and writing them down.   Make sure your goals are  specific, measurable, that they have a due date.  For example, if your goal is to get in better shape, the following goal serves as a good example.

I will improve my one-mile run time to below 7:00 minutes and lose 10 pounds by February 15.

To accomplish this, I will exercise for 20 minutes, three times per week using the ThriveFit program.  I will write down my workout results every day, and email a weekly report every Sunday evening to my fitness mentor to seek his feedback.

Instant Feedback

Notice how this is a specific plan with set dates and times and clear markers to shoot at.  The reason this is such an important step is that it gives you a standard to measure yourself against for immediate feedback should you start to falter.  Without this plan, you’ll tend to let your habits slip little by little as the days go by, until you are left back where you started, and with a vague sense of dissatisfaction with yourself.  With clear goals and a specific schedule to reach them, you’ll know immediately when you’re getting off course.  In addition to that, the goal or dream that you’ve identified will help motivate you on the days when you don’t feel like doing the work.

Let Us Help!

Remember, changing habits is hard, and our aim is to create good long-term habits for a better life.  Don’t kill yourself on the first day such that you can’t move tomorrow.  Keep your focus on identifying and executing effective and sustainable habits.

Our ThriveMart store has a wide array of great products to support you in a healthy and successful life.  Just comment on our facebook page or send us a message and we’ll help you identify the right products for you.  And as always, be sure to check back with us each week for motivation and encouragement along the way—we’re here to help you thrive!

Insisting on Balance

Guess what’s coming soon?  Christmas!!  Even though it’s the same date every year, it sure can sneak up on us!  Christmas is a wonderful time, full of joy and celebration.  We give gifts to each other in honor of God’s gift to mankind:  the baby Jesus, born in Bethlehem, that we might be reconciled to God.  It’s good to get carried away in the spirit of the season, but one area we must work hard not to get carried away in is our FINANCES.

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Say Yes to Great Gifts

Before you call me Scrooge, let me say that I do want you to have a wonderful Christmas, to make a special time for those you love, and to elevate the day through special activities and make great memories.  I just don’t want you to experience the January hangover that so many of our friends will have once the presents are all opened.

When You Are Blessed, Bless

If you are experiencing financial success this year, don’t be afraid to spend a little more money on people this year.  In particular, do you know anyone who may be struggling to make ends meet this Christmas?  Why not bless them with a big gift or a big check?  You could even give it to them anonymously for an extra bit of fun!

Borrowing Is Not For the Wise

If, on the other hand, you didn’t experience an overflow of income this year, you may be like many across our country—facing the temptation to go big on Christmas with money you’ve borrowed on a credit card.  Like many short-sighted solutions, this decision would be easy on the front end, and hard on you in the months to come.

Think of it this way:  if you can’t afford to pay cash for presents now, how will you afford the full amount, plus the interest?  Or, put another way, what choice will lead you to have the best gifts for your family for Christmas 2014?  Racking up debt now?  Debt that will deplete your resources from January through July?

Solutions Are Out There

Something funny happens when you insist your budget must balance.  Your brain goes to work.  Once you’ve made the decision that you won’t go negative in December, your eyes suddenly see opportunities all around you.  You notice that stack of DVDs that you haven’t watched lately and you decide to put them up for sale.  You see the snow fall outside and take a few hours to shovel driveways in the neighborhood.  You eat peanut butter and jelly instead of fast food on your lunch break.  All these things may seem small, but when you add them together, you’ll be amazed:  you really can make things balance.

Supernatural Gifts

Another funny thing happens when you make a commitment to keep your budget in balance, particularly when you commit to prayer for the Lord’s help.  God loves to reward those who trust in Him, who rely on Him, and who live His way.  Call on the Lord, and keep your eyes open—you will find Him when you earnestly seek Him, and He is more loving and gracious than you can possibly imagine.

Actions and attitude

Have you ever pursued success in an area of your life and found the journey to be more challenging than you expected?  Maybe you’ve been on a new diet and fitness regimen for a week and a half, but instead of weighing less and looking better, you look the same and feel hungry.  Or maybe you’re on month two of living on a budget and even though you’re following the plan, you’re still stressed out, and getting your income and expenses to balance seems impossible.  What can you do in these times when you’re doing the right things, but the results you want aren’t coming?

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The Right Plan

The first thing to check when your activities aren’t bringing the results you want is to make sure you’re taking the right action.  See the article from two weeks ago for more info on following the right person and crafting the right plan.  If you are, give yourself some encouragement and keep reading!

If you have identified an effective plan for bringing about the results you want, there are only two major components that you need to turn your goals into reality.  These components are Action and Attitude.

Action and Staying Consistent

A major reason why many people do not achieve their desired results—even though their plan is good—is simply that they stop taking the right action.  As in our fitness example, you may find a great program for losing weight and getting fit, but in most cases, you won’t notice any results, even after a week or more of hard work.  What do most people do at this point?  The figure, “well, this is so much work, and I don’t see the point.  I’ll just skip my workout today.”  After skipping one day, it then becomes easy to skip another, and another, until we find ourselves right back in the old routine of not exercising.

What was the problem here?  Was the workout not effective?  No—the plan would have worked, but it was implemented only temporarily.  What is the answer?  Find a different, better plan?  No!  Start the activity again, only this time, KEEP GOING.  When you find it difficult, keep going anyway.  When you don’t see the good results you want, keep going anyway.  When others give you a hard time and say you’re wasting your time and effort, keep going anyway.  Not only is it worth it, but the joy that comes with overcoming something challenging is something you do not want to miss!

The Right Attitude

The second essential component for success in a new endeavor is attitude.  Sometimes, even though we have a good plan and are taking the right actions toward the results we want, success may yet elude us if we are taking the right actions with the wrong attitude.  Say for example that your goal is to receive a promotion at work.  You’ve talked to leaders in your department and industry, and identified the daily activities to become more valuable in your profession.  Yet, after six months of working hard and learning new things, you don’t find yourself valued higher by your boss or associates.  What’s going on?

It could be that you have the right activity and are adopting the right habits, but you are doing them with the wrong attitude.  Here’s one good test:  how often are you smiling?  Firstly, people enjoy being around positive people.  Given two team members with the same skills, wouldn’t you prefer to work with the one with a positive outlook and a smile?  Secondly, particularly when we are pursuing a new capability or a new level of competence, success can be challenging.  If you do not have the expectation of success, the attitude that what you want will be yours soon, you may find that you won’t achieve it.

One place where this truth is particularly evident is in the weight room.  When one attempts to lift a weight that is quite heavy, a proper state of mind is essential.  If you think a weight is too heavy for you to lift, you are right.  Only when you convince your mind that you can lift the weight is success even possible.  Your body does what your mind directs it to.

Right Plan, Right Action, Right Attitude

When we pursue high levels of success, many difficulties must be overcome.  Sometimes, just having the right plan may not be enough.  Only when a proper plan is mixed with a good attitude and persistent, consistent action will we attain the results we desire.  Instead of following the typical pattern of giving up when things get hard, let’s take the opportunity to encourage and build up each other, and enjoy the process of making our way to the top!

 

New Habits for a New Life

Is there any area of your life that your wish was better?  Perhaps it’s a relationship that you would like to be strong and positive, but today is less than great.  Or maybe you are carrying a few more pounds of belly fat than you’d like.  Maybe your financial situation is a struggle, and you dream of days where you can go shopping for shoes and clothes without feeling guilty.  Whatever the area that you’d like to improve, there’s a simple and extremely effective recipe for attaining the thriving life you imagine.  It’s simple, not always easy, and requires faith and perseverance, which is why few people employ it.  Consequently, few people enjoy the harvest, and remain wishers.  But not you! Read on to hear how this timeless principle can work for you.

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WHO knows?

The first step toward developing success in your desired area is to find someone who already has success in that area.  If you want a strong and healthy marriage, think of people around who have great marriages.  Offer to take them out for a cup of coffee and ask them what they do to keep their marriage healthy.  If you want to live healthier and get in better shape, find someone who’s already doing it and ask what they do each week to get healthy and fit.  This person is your WHO.

WHAT habits?

Ask questions of your WHO in order to discover the WHAT that will get the results you want.  Many great books are available as well, which contain excellent information on the things you need to get from where you are to success in any given area.  Again, make sure the author has credibility in the subject at hand (the author should have success himself in the area he’s giving you advice in), and study to identify exactly what you will need to do to succeed.  Hint:  this will involve doing something different than what you’ve been doing.

Now the key

Ok, we’ve done the two easy parts, now all that’s left is the hard one.  Finding credibile sources is relatively straightforward.  Reading and asking questions of your experts to determine what to do is pretty simple too.  And many many people do these two things, and yet do not achive the results they want.  In many cases, it is for the simple reason that they did not stay the course.  You see, there must be consistant right action for period of time, a period during which the results of the new habit are not visible.  Take a new workout regimen for example.  How much different do you look after your first workout?  Sweaty, I know, but I mean after your shower!  Not much different.  What about after three workouts? Four?  Fifteen?

Right action, repeat, right action, repeat

You see, you may have a great workout program that will move you exactly in the direction you want to go.  If you sought advise from a credible expert to obtain the program (e.g. you have been following the ThriveFit regimen), your program is perfect for you.  But if you look back during week two to check your results, you’ll likely find little but disappointment.  You’ve been working hard, you’re supposedly doing the right things, but you still weigh ten pounds too much!  What gives?!  You think, “All this hard work, all this study and dedication, and I’m not getting any closer to my goal!  I should just give up and stay where I am.  At least then I’d have more time to relax and watch TV or something….”

Don’t Give Up!

And here is where we separate those who succeed from those who only dream and wish that things were better.  I’m all for dreaming of a better life, and I encourage you to do so.  But I would further challenge you to take your dreams and find a WHO, who will tell you the WHAT that you need to reach your dreams.  And finally, I challenge you to commit to doing that WHAT cosistantly, persistently, for a long period of time.  Do not be disuded by the non-winners and non-experts who try to take you off course.  Understand that your results will come in time, and have faith in the process.  Two paths are before you today:  right action toward your desired result, or life as usual.  Which will you choose?

Keep Your Goal Before Your Eyes

Imagine your ideal life—how would it be different than what your life is like today?  Spend a few quiet minutes thinking on this, and you’ll find the key areas where you’re ready to set a goal.  Make your goal bigger that what you think you can do, in order to stretch you and challenge you.  This exercise can be inspiring, motivating, and exciting, but soon comes the hard part of getting it done!

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Can You Keep Going?

You can achieve the big goals that are currently out of reach, and the path there is simpler and more straightforward that you think.  But one thing is required:  consistent right action.  Take a physical example:  losing weight.  In order to drop that ten pounds, all you have to do is lose half a pound a day for twenty days.  How?  Increase your energy output and reduce your calorie intake—it really is as simple as that.  But, here’s the hard part—on day three, when you’re hungry and your body is sore, will you continue with the consistent right action of eating healthy and exercise, or will you take a break and let your goals fade into memory?

The Slight Edge Principle

Setting goals is important.  But alone, the activity of setting a goal may not bring you what you want.  Once you set a goal, you must commit to it, and keep the goal in front of your eyes.  Like many principles of success, this important step is easy to do.  But easy to do is also easy not to do, and oftentimes we skip this important step, to our own peril.

How to Keep the Goal in Mind

What does it mean to keep a goal before your eyes?  Well, first it means that your goal must be written down.  Have a number and a date (for example, run a mile in seven minutes by December 15, 2013) so you have a clear idea where you are going.  Next, find a way to bring your goal to the front of your mind every day.  Some helpful ideas here include writing your goal and taping it to you bathroom mirror.  Some people ask others to help keep them on track towards their goals by checking in with them every few days, or even pursuing a similar goal at the same time.  One idea that I found strange at first was to actually speak your goals out loud every day.  What at first felt very silly became a valuable tool in training my mind to see and take action toward my goals every day.  Whatever method you want to use, the main key is to keep your mind on your goal.

Your Mind Working for You

Your mind is an amazing thing, and if you take the time to focus it on your goals, you will be astounded how it starts seeing opportunities around you every day.  Stay committed, stay steady, and start down the path toward living the thriving life that’s waiting for you!