How’s Your Foundation?

Here at TotalThriver, we provide tools and resources to help you thrive in many aspects of your life.  We’ve discussed how it’s very important to take care of your body through a challenging fitness regimen, and how this practice will bring positive effects to other aspects of your life as well.  We’ve also explored various topics on managing your finances, in order to be a good steward of your resources.  We’ve even provided ThriveWealthy, a free tool for managing your spending and savings.  But all of these resources are merely bricks that you can build your life out of.  The piece that is much more important than all these is what you build on.

The Wise and the Foolish

Jesus once told a parable about a wise man and a foolish man.  The wise man built his house upon a rock, while the foolish man built his house upon the sand (Matthew 7:24 and following).  When the rains came, the house of the foolish man was destroyed, but the wise man’s house stood firm.

Jesus explained how the man who builds his life upon the words of Christ is like that wise man.  While worldly people around us build their lives on fine possessions, power and influence, or friends and family, Jesus calls us to build our lives on Him.

Paul uses a similar metaphor in 1 Corinthians 3 to teach us what will become of our life’s work when we face the Judgment:

11For no man can lay a foundation other than the one which is laid, which is Jesus Christ. 12Now if any man builds on the foundation with gold, silver, precious stones, wood, hay, straw, 13each man’s work will become evident; for the day will show it because it is to be revealed with fire, and the fire itself will test the quality of each man’s work. 14If any man’s work which he has built on it remains, he will receive a reward. 15If any man’s work is burned up, he will suffer loss; but he himself will be saved, yet so as through fire.

Enduring the Final Test

We may do some good things in our life, and use the “costly stones” of good money management, care of our bodies, and love and devotion to family, yet still be the foolish man whose life work is destroyed when the rains come.  Christ himself is the only sure and true foundation, and any other will be shown one day for what it is — sinking sand.

As you continue along the path to a thriving life, I encourage you to take a moment to pause and reflect on what is your ultimate foundation.  Are you seeking tools to live a thriving life in order to revel in your own glory?  Do you want to acquire wealth merely for your own comfort and convenience, or do you seek to use money as a tool for glorifying God and bringing others to a saving knowledge of Him?

Laying the Groundwork

If you’ve never come to a point in your life where you’ve realized your need for Jesus, I pray that you would take a moment now to reach out to God in prayer.  The Bible tells us that we are born sinners, in rebellion against our Maker.  Each of us defies Him when we desire our own way above His, when we violate His commands and spurn His love. But in Romans 5:8, we learn that, “while we were yet sinners, Christ died for us.”  He died that we might be born again into a new life with Him, and rose again to demonstrate His divinity and power over death.  If we will turn from our sin, turn to Christ as Savior, and trust Him as the only Lord of our life, He promises that He will blot out our sin, wash us clean, and enter our heart.  Will you relinquish control of your life to Him today?  Jesus is waiting to show you His love, and lead you in a thriving life with Him for all eternity.

Keys to an Effective Fitness Regimen

We’ve spent a good deal of time lately discussing the many benefits of a good fitness regimen.  Maybe some of these ideas have made you interested in fitness, and you’re ready to dive in.  But before you embark on a new regimen, it’s important to have a good gameplan as well as some strong support.  Without these, your fitness habit will struggle to pass the 3-week mark, and you’ll have lost the strong motivation which could have been used to launch you to a new level of success.

The following principles are vital to a sucessful fitness regimen.

Permanence

Just like with diet, it is absolutely essential that your fitness habits be permanent.  Your program can certainly change as you move through life’s different stages, but thinking of a fitness regimen as something that you’ll do for a few months, then go “back to normal” will not only lead you to disappointment and frustration, but can be hard on your body too.  Your body is made to move, lift, and run.  Consider exercise like food or worship of God–you need it perpetually to live life as it was meant to be lived.

Support

While it may well be possible to stick with a fitness program in isolation, I’ve not yet met someone who’s done well that way.  Even Rocky had Mick!  Give yourself the boost of a training partner.  Ideally, this person can work out right beside you in the same gym, but even a friend who’s far away can be a good training partner if you can push each other to get out there on the tough days when you don’t feel like it.  I also enjoy competing with friends who are of a similiar fitness level as myself, so we both always know that the other person is probably nipping right on our heels.  As the Good Book says, “as iron sharpens iron, so one man sharpens another.” (Proverbs 27:17)

Intensity

Though some fitness programs can be useful without intensity, I find that most people who are truly successful in fitness incorporate high intensity training into their regimen.  And practically speaking, most of us simply to not have the time luxury to spend hours in the gym every day.  The good news is that you can achieve a remarkable level of fitness in 20 minutes per day, 5 days a week, if you will work at high intensity.  Do that calculation, and yes, I’ll bet that’s a good bit less than the number of hours of TV you watch each week…

Functionality

This principle was a component that I sorely missed in my early years of fitness training.  Like many others have done, I spent way too much time on 3 sets of 10 bench presses, lat pull downs, and machine shoulder raises.  While these movements aren’t bad, they’re not particularly useful in real life.

When I began my current program, however, I found a whole new world with barbell lifing and other functional movements.  For example, the snatch, a complex barbell lift, recruits large muscle groups and requires a great deal of energy, while simultaneously honing timing and balance skills.  Not only this, but the strength built this way seamlessly travels into real life, whether it’s carrying a suitcase up a flight of stairs or hoisting a child up to see a parade.

Functional movements like pullups, deadlifts, kettlebell swings, and lunges work big muscle groups and the cardiovascular system.  Your body reacts to this by building more muscle.  The new muscle requires your body to expend more energy all day long to keep everything running.  Thus, in addition to the stronger muscles that you’ll have, you’ll also have a larger calorie gap (the difference between the calories you consume and the calories you require).  If you keep your diet under control, your body has no choice but to recruit energy from fat cells–resulting in a thinner, stronger, and happier you!

More to come

Much more could be said on this topic, but these ideas will get you started on a rewarding fitness regimen.  Check out the ThriveFit page for a few sample workouts to get you going, and let us know how you’re doing–we’re here to help you thrive!

But I’m special….

Ask five of your friends if it’s important to have money saved for an emergency, and you’ll likely get five affermative answers.  Now ask the same five friends if they have such an account, and you’ll probably get some resounding no’s.

Yeah, what do they know?!

We’ve all heard from financial experts over and over again how important it is to have an emergency fund.  “Three to six months expenses in a savings account or a money market account,” they say, and we think to ourselves, “yeah, that sounds like a good idea…”  But look at our accounts in a month or two and nothing has changed.  What’s the problem?

For one thing, saving for emergencies isn’t too exciting.  It’s much more fun to spend a few hundred dollers on a weekend getaway, new set of clothes, or a night out with friends that to put money into an account for “future unexpected expenses.”  Some of us also balk at the thought of earning a measley 1% interest in a money maket account when we could easily average 10% in the stock market.  Emergency funds aren’t slick, cool, or sophisticated, so we’re tempted to consider them optional.

The problem is, that unexpected things do tend to happen, and on a long enough timeline, they’ll happen to all of us.  Just think about this for a minute: do you know anyone who has been laid off from a job?  Or someone who’s gotten hurt or sick and required hospitalization?  Do you think that person expected those things to happen to them?

Knowledge gained vs. knowledge applied

Of course, we all know people in these situations, and we understand intellectually that having money saved is very important in such times.  The problem is, we just don’t connect it to our lives.  We assimilate the knowledge in our heads, but our hands never carry out any action to create change.  We delude ourselves into believing the lie, “that won’t ever happen to me,  I’m special!”

While every TotalThriver reader is special to me, you don’t have any unnatural abilities to avoid emergencies.  In the next several years, you’ll very likely encounter a layoff, sickness, injury, or family situation where a fully-funded savings account will be of great value.  Like our discussion regarding insurance, these financial foundations are often not appreciated until they’re needed.  And by that time, it’s too late to prepare.

A choice today affects life tomorrow

Those who succeed with life and money are those who understand the long-term consequences of decisions they make each day.  They realize that the decision they make today to forgo a trip to the beach to save money for an emergency will pay them dividends in the future when their house gets flooded and they have money to pay for a hotel room.

Will you apply these concepts to your life?  Will you commit to eliminating one fun thing from your expenditures this month, and put that money toward an emergency fund?  If you will set a goal that includes a total amount to be saved along with a timeline to meet that goal, you’re well on your way to financial security.  Not only that, but you’ll have put into practice the habit of acquiring knowledge and applying it toward long-term success, an ability that will bring prosperity and peace to many other aspects of your life as well.