A Life Well Lived

Mildred Timmerman, a beloved mother, grandmother, and great-grandmother said goodbye to this mortal world earlier this week, and is now in the presence of her Lord and Savior Jesus Christ.  We who knew her were blessed for the time we shared with her here, and she left an indelible impression on so many who had the privilege of spending time with this wonderful lady.  What did she have that caused her to live the way she did?  From what source did she draw for her seemingly infinite patience, love, and wisdom?


She Lit Up the Room

Grandma Millie was a person who instantly lit up a room simply by walking into it.  Her face was ever-smiling and her disposition ever-encouraging.  At the same time, she was a woman who stood for something.  I can remember times when grandma would catch word that I my grades were falling in one class or another, and she would react in such a way as to indicate she knew I was capable of better.  She knew it was wrong of me to misuse my gifts, but she didn’t seek to motivate me through guilt or nagging.  She simply exuded wordlessly:  “Chris, you were created by God for a purpose.  He has given you a great many blessings, and you ought to be developing and using them in serving Him.”

When I did well, grandma was lavish with praise.  She appreciated the important things in life—time with family, the love we show to each other and importance of nurturing unity.  She would always brush away the peripheral and unimportant matters that brought conflict, and without being forceful, her words carried weight.

A Living Demonstration of Real Love

The more I think of the person grandma Millie was, the more I appreciate her and the more I realize how incredible a model of godliness she really was.  I can think of no better way to express it than by quoting her Lord, “Let your light shine before men in such a way that they may see your good works, and glorify your Father who is in heaven.”  (Matthew 5:16).  Millie truly lived this way—she loved people, really loved them well, and brightened their lives when she was around them.  At the same time, she stood for truth and devoted her life to her Lord and Savior.  She would build relationships, deep and meaningful relationships with people around her, and in those moments when our ears were open to her advice, she would speak the truth into our lives.

Millie’s Source

Oh that we each would learn from this godly woman’s example and follow her path.  She was loving and good because she followed One who is the source of all love and goodness.  She wasn’t perfect, and she is righteous not because of her own morality but because her sin has been washed clean.  Christ died for sinners, among whom Millie was one; when He died on the cross He willingly took the punishment she deserved.  Jesus was without sin, and his suffering atoned for all those who place their faith in Him.  His resurrection on the third day demonstrates his dominion over death, and it is in His power that we rest and know that death has not overcome Mildred Timmerman.  Through her faith in the Lord Jesus Christ, Grandma Millie is righteous and without spot or blemish.  Her mortal hindrances are now no more, and she stands in the presence of the Lord Jesus right now, in this very moment!  We await with joy the day that we too will leave this mortal body of death and join Millie in the throne room of Jesus, to worship Him forever beside her!  Will you be there too?

Turn and Follow

Jesus calls any who will come to draw near to Him in faith and find cleansing.  Give up on living your own way and for yourself—do as Millie has done and turn from your own path, turn to His path.  He will take you as you are and give you a new nature, a nature like His, and you, like Millie, will begin to grow more like Him each day.  The Savior is calling, come to Him today!

The Root of Anger

Anger, disappointment, resentment, hurt:  these are emotions we’d prefer to avoid.  If we could choose, we’d rather live happy, content, and fulfilled, wouldn’t we?  What if there was a way to significantly reduce the amount of time we spend angry or hurt?  If we understand the root cause of these negative emotions and the negative situations they lead us into, we can find victory and spend more of our time cultivating excellent relationships and enjoying the time we have.


Our Many Gifts

We enjoy so many incredible blessings in our everyday life.  Just think about the comfortable bed you slept in last night, the delicious dinner you ate, and the people around you that truly and deeply love you.  We could spend all day listing all the great things in our lives—things given to us by the Maker of all things.

We desire good things—and there’s nothing wrong with that.  In fact, it is good to enjoy and appreciate all the wonderful blessings we have every day.  But there is a good way and a bad way to hold these blessings.  One will give us great fulfillment and thankful hearts, while the other will produce the harmful emotions listed above.

With Open Hands?

The difference is this:  do you hold your gifts with open hands or closed fists?  You see, when our desires are met, we have a choice.  We either recognize that the blessing that we received is a gift of God, or we start to close our hands around it and begin thinking we own it.  As we neglect to thank God for a particular blessing, we slowly close our grip around it, wishing to keep it within our possession.

The Enemy works gradually, taking some new blessing and day by day inducing us to feel more and more that we earned it, we deserve it, and we need it.  Once we view that blessing as something we need, we will react in anger when it is threatened.

Thankful to Expectation to Need

Consider the simple act of a man writing a love poem to his wife every week.  When he first begins this act of love and appreciation, his wife may be delighted!  She feels loved and cherished, and expresses her thanks to him.  But over time, as the notes continue to come week after week, this blessing may turn into an expectation in her mind.  She begins to think she deserves these notes, and her husband owes them to her.  If he misses one week, she will feel emotions of disappointment, resentment, or even anger.

But this is all rooted in a choice—if the woman in the story above simply appreciated the love notes as a blessing, she will each week feel the emotions of thankfulness, happiness, and love when her husband gives the poem.  If one week the husband should fail to present a poem, she will miss it, but that’s all.  She only feels anger, hurt, and resentment when the gift is expected and assumed.  Put another way, she will feel anger and disappointment when her need for her weekly poem isn’t met.

What’s Yours?

Perhaps this seems silly to you, that a woman should come to need an expect a poem from her husband every week.  But what about you and me?  Are there not blessings in our life that we one didn’t have, now have, and now expect we shall always have?  God has bestowed amazing gifts upon you and me—do we hold them with an open hand?

The Example of Open Hands

Job is was one of the richest men in the world in his day—not only in material wealth, but also with many children, as well as the love and respect of his neighbors.  In one day, it was all taken from him, and yet his response was this:  “The Lord gave and the Lord has taken away.  Blessed be the name of the Lord.” (Job 1:21).

Are there things you expect from those around you?  Do you need and demand that your coworkers speak well of you, such that when they disparage you you become angry?   Do you expect your mentors to have perfect understanding in everything they teach and council you?  Do you expect you spouse to always be there to meet your needs and do the things you want them to do?

What Perspective Will You Choose?

Let’s make the decision today to stop letting anger have root in our hearts.  If we will recognize that the blessings we enjoy each day are gifts—gifts that are not promised to be there tomorrow—we will increase our reliance upon the Lord, our appreciation of His grace, and the moments of life that bear the hallmark of peaceful contentedness.

Giving Thanks

Even though we enjoy countless blessings, it can be very easy to take many of our good things for granted. We become accustomed to our daily routine, and we are often so busy that we don’t take the time to reflect on and be thankful the many blessings we enjoy. Try sitting down with a blank piece of paper for fifteen minutes and listing things you have to be thankful for. You may be surprised how quickly the paper is filled!

Family Christmas

Our Many Freedoms

We live in a country with more freedoms that most any time and place in history. We can assemble freely to worship God and learn about Him. Any citizen may own property, or run a business, without excessive government oversight or restriction. We have a representative democracy which allows we the people to choose our leaders, and a press that holds these leaders accountable for their actions. Though no government is perfect, we do yet retain many of the freedoms as intended by the founders of this nation, and we should thank God for continuing to preserve our great nation.


I am blessed to have been born and raised by Christian parents who loved me, taught me well, and have stayed together–married for 33 years and counting!  My brother and sister are great and loving siblings, and I smile every time we can spend time togehter.  Not only that, but they have each found a spouse who compliments them perfectly, and I feel that I’ve gained even more great siblings through these marriages (and soon-to-be marriages!)

I am married to a wonderful, beautiful, and loving wife who loves me, respects me, and is truly my partner for life. She is caring and incredible, and I am often in disbelief of how she can accomplish all the things she does, even making it look effortless. She is sweet and loving, and an excellent communicator. Even when we don’t see eye to eye on things, she takes the time and makes the effort to connect, express her perspective, and stay with the issue until we both understand and agree on how we’ll move forward. I could expound all day on the many wonderful things she does to enrich my life and the lives of those around her, and I am grateful to have her as my wife!

God has blessed us with three delightful children, who make our lives busy, interesting, and fun. They say the funniest things, and help us to remember how much more fun life is with a lighthearted attitude. They are smart and inquisitive, always wanting to explore their surroundings and find out how things work. They even encourage us in our faith, as they ask questions about God and trust in Him with the childlike faith Jesus taught us to have.

The Greatest Gift

The list of my blessings could go on and on and on, and fill many more pages that this site could hold!  Taking the time just to begin recounting all the great joys and gifts in my life has reminded me again truly how much I have to be thankful for.  In difficult days, when things don’t always seem to be going the way I’d like them to, I will do well to remember all the many blessings I’ve been given, recognizing that just as I did not deserve them, so have I been given heavenly gifts that I don’t deserve.  Chief among these is the salvation I have through Christ, the forgiveness of my sin and God’s promise that I will enjoy eternal life in paradise with Him.  Thank God today for all He has given you, and reach out to the Savior and follow Him!

Respond or react?

What do you do when you negative things come your way?  When a friend disagrees with you and puts you down, do you lash out?  When your brother cancels your poker game at the last minute for the third time in a row, do you yell at him for being so irresponsible and unreliable?  What about when a coworker belittles your ideas and makes you feel small?  Do you react by gossiping about her behind her back?


Your Choice

When people are unkind to us, we have two choices.  We can respond or we can react.  Reacting means doing what we naturally feel and allowing our emotions to choose our words.  In contrast, when we choose to respond to a negative situation, we use our mind and heart to overrule our emotions.

Is It Even About Me?

Often, when we are wronged, we incorrectly take the negative actions of another personally.  People are sometimes rude and inconsiderate, but many times this has nothing to do with you.  First off, if they are habitually rude, that has everything to do with them, and little to do with you.  In other instances, a person may not be habitually negative, but something negative has just happened in their life and they let their disappointment get the best of them.  In a few instances people are truly mean to you because they want to be.  But even in these cases, the right road is to respond, not react.

Forgive First

Each one of us has shortcomings, and as such we are bound to rub each other the wrong way.  When someone hurts you, can get mad and let your feelings boil over into harsh words against the wrongdoer.  Or you can choose to forgive them.  You can forgive, assuming they meant no offense; you can forgive assuming they let their emotions get the best of them, and you can even forgive in cases where it’s clear they were intentionally malicious.  You need not wait for their apology—forgive anyway.  If an apology comes, great!  If not, no big deal.

Create an Opportunity

If you will make the choice to live this way, and act with your will, mind, and heart rather than your emotions, your reward will be peace unknown to the masses who fail to respond and allow themselves to react.  Not only that, but those around you will notice your unusual behavior. They may even ask you why  you live so differently.  Can you think of a better opportunity to share the gospel of Jesus Christ?

Who’s your Neighbor?

Do you consider yourself to be a friendly person?  Would the people who see you, whether at work, as you leave your house, or at the supermarket, speak of how you sought them out in friendship and treated them great?  Do you routinely smile and greet those you pass on the street or in the hall, or is your daily focus primarily on yourself?


Two Ignore, One Helps

Jesus was once asked by religious leaders who he considered to be his neighbor.  He responded with a familiar parable, the story of the Good Samaritan.  In this parable, we learn of a man who is beaten and robbed.  A few of his countrymen see his helpless condition, yet pass by on the other side of the road.  In contrast, a Samaritan, who is naturally an enemy to the Jewish victim, yet seeks him out, takes him to a doctor, and even covers the expenses for the man’s care.

We often hear this parable as a nice story, meant simply to induce us to be kind.  But remember back to what question Jesus was actually responding to when He told this story.  He was asked who his neighbor was.  Understanding this context gives a deeper meaning to the story than the simple truth that we are to be kind.

Look for Needs

The people of Jesus’ day, much like most people in our day, tended to happily exist in their own small sphere of influence, engaging with people who were like them and who they were familiar with.  Through this parable, Jesus shows clearly that we are to intentionally seek out others, others who may not be very much like us, in order to meet their needs.

The Greatest Need

What is the greatest need which many of our neighbors have?  For any who do not know Christ personally, who have not been washed and cleansed through faith in Christ, their greatest need is salvation of their soul.  Without atonement, mankind is separated from God’s good presence, and any who perish without Jesus will face eternity without Him.  The need for salvation is so widespread, little recognized, and of utmost importance that, if we are looking, we will see it everywhere.

This is the condition of many people we see and walk by each day.  The strangers who we’re ignoring are desperately in need of the truth, the truth that we know.  But someone needs to tell them.  Not only that, but most people aren’t particularly receptive to ideas unfamiliar to them being expressed by strangers.  So what can we do?  We share the gospel with them as a friend.

Be a Friend

Friendship doesn’t come instantaneously, but it can be cultivated in a relatively short period of time.  Start simply by adopting the habit of greeting and smiling at the people who cross your path each day.  You’ll quickly find that a great many people are eager to engage with you, particularly if you’ll ask them open-ended questions about themselves.

As you cultivate friendships with your neighbors, be listening for what they value.  Do they desire wisdom? Or perhaps peace and something solid to rely on?  Or maybe they’re contemplating what happens after death because of a recent loss in their family.  Remember that when you have Jesus, you have the truth and the life that our world desperately needs.  Be sensitive to the Holy Spirit, share the truth, and let Jesus call out to the people in your life using you as His mouthpiece.  To God be the glory!

Worth the Hassle

Today’s topic most certainly falls under the category of “things I know I should do, but I never feel like getting around to.”  Although this simple practice will help protect you from excessive damage from identity theft and is a habit of the financially responsible, all too often we’re apt to neglect checking our credit report.  But, with the information you’ll get below, you’ll find that this financial discipline is actually very easy, free, and will give you confidence in your financial health.

Despondent Lisa

Big Brother’s Watching

If you’ve never seen your credit report before, get ready to be surprised at all the information about you that’s floating out there in cyberspace! It addition to every credit account you’ve ever opened (many you’ve probably forgotten about), your credit report will show you previous addresses, phone numbers, and lots of other data that other parties collect about you.

Free is Good

There are three credit reporting agencies:  Equifax, Experian, and TransUnion.  You can access your credit report once per year from each agency for free by visiting www.annualcreditreport.com.  I checked mine earlier today, and from the moment I arrived at the site to the moment I printed my report was less than five minutes.

Watch for Posers

When looking over your report, note any activity that looks unfamiliar or suspicious.  If someone took out a loan or opened a credit card fraudulently in your name, it should show up on your report.  Take action to resolve these issues right away if they exist, as they’ll only get worse with time.  You may also want to close any inactive accounts that show a zero balance, as these can be easy openings for future identity theft.

Take a moment to download your report from one of the three bureaus today, and then set a calendar reminder four months from now to remind yourself to check another bureau then.  With this rotation you’ll get a copy of your report three times per year for free—and at a time cost of less than five minutes, we are all without excuse for knowing our financial health!

Our Latest Blessing

My wife Michelle and I were greatly blessed yesterday to welcome our third child into the world!  Hannah was born happy and healthy at 7:15 in the morning, and mom and baby are both doing great!


Our other two, Lydia and Nathan, were excited and intrigued to meet the newest member of our family! Michelle was such a trooper all through the labor and delivery, and all the nurses fawned over how tough she was and for her positive outlook and attitude. I’m married to a pretty amazing lady!


God’s hand is so apparent in the experience of seeing a baby being born. God has made our bodies with such complexity and ingenious design, and the mysterious process of birth is an incredible sight to behold!

Even with this being our third, I found the beauty and excitement woven into Hannah’s birth transformational. Even as I left the hospital and drove along our familiar street, I felt that I saw the world around me differently. A new child has entered my life, and depends on me for physical, emotional, and spiritual support.


Through parenthood, we get a small picture of the love God has for us. Like little children, mankind is dependent on God for life and existence. He gives to us great blessings, blessings we don’t deserve, out of his gracious love for us. Though Hannah may slip, make mistakes, fall, or rebel, my love for her will remain. So it is with our Father in heaven. Though we may break his Law, reject His ways, and refuse his Son as Savior, He remains patient with us, and gives us another breath and another chance to turn from sin and accept the Lord Jesus. Praise God for the love he bestows on us, and we thank Him for the precious gift He has given our family this week!



True Spirituality

What does it mean to be spiritual?  Does a person with a strong spiritual life simply keep all the rules?  And what’s the point of living in true spirituality anyway, when it seems like all you get for your sacrifices is some undefined goody-goody feeling?  Today we’ll explore these questions and more, and learn what the world’s greatest teacher had to say on the subject.


Actions Speaking Louder

Many of us have had less than positive experiences growing up around Christian people.  Even within the church, it’s all too common to see people talk about all kinds of good things, but then when we see how they live, the disparity is enormous.  What good is it to talk about the right things one ought to do, and then go out and live completely the opposite?  Seeing people living this way can make us jettison the whole idea of Christianity:  who wants to follow a bunch of self-righteous hypocrites?!!

Not Based in Duty or Behavior

Jesus’ picture of spirituality, as contrasted with the heresy described in the previous paragraph, has nothing to do with activity.  Rather, true spirituality is walking in a loving relationship with our Father God.  You see, while we were sinners, alienated from our Creator because of our sin, God sent his son Jesus to come, live a perfect life, and die the death we deserved.  When we respond to this truth and turn from our sin and to Christ as Lord, God grants us new life. Just as God saw our sin placed on Christ at the cross, He now sees Christ’s perfection in us.  No longer are we estranged from our Creator – we are His sons and daughters!

Living in Response to What He Has Done

True spirituality, then, is living in response to this truth, to this great gift of salvation we have received.  When we understand what Christ has done for us, we respond in the only way possible—by loving Him, loving what He loves, and desiring His will.  How do we know what He loved?  In the Scriptures we hear from God who He is, what He has done, and how He desires we live.  Christ taught us that the first commandment is to love God above all else.  The second commandment is to love our neighbors. On these two commandments hang all the teachings of the Law, and if you think about it, sole direction one needs to live as a blessing to those around him.  Though living this way is not easy, and even as followers of Christ we often fall short and sin, this is the way to true spirituality and eternal life:  accept the gift of salvation Christ offers, and devote your life to following Him with all your heart, soul, mind, and strength.  He is gentle and humble of heart, and will lead you, protect you, and invite you into His heavenly kingdom.

The Heart of a Fan

Do you know any, or would you perhaps consider yourself to be, a football fan?  How do you know that this person is a fan?  Do you have to search hard for clues in order to determine that they love the game?  Do they keep a checklist of duties, such as buying tickets to games, talking about football for a prescribed number of minutes per day, or reading football blogs and magazines?

Husker Fans

What Drives Action?

If a person doesn’t do these works out of duty or off of a checklist, what does cause them to spend their time in such ways?  It is this:  they simply love the game.  Perhaps it is the thrill of victory when all seems lost, or maybe the sounds of a roaring crowds and clashing helmets.  But whatever the origin of their love of football, that is the driving force behind their actions and activities.  Their cubicle walls are plastered with team memorabilia and they talk of their favorite team at every opportunity precicely because this sport is their passion.

The Long-Term Investment

Now, what does all this have to do with living a thriving life?  We just described devotion to a fun and enjoyable activity, but consider this: what is the ultimate end of this pursuit?  One hundred years from now, all the players we idolize now will be dead and gone.  All of the games will have been forgotten, save perhaps an entry in a museum.  While all this distraction occupies our time, the One who made the earth, grass, and sky under which the game is played stands by ignored and forgotten.  Oh, perhaps every now and again we’ll toss a “good work” his way, maybe out of guilt, duty, or in order to check it off our list, but like Cain’s sacrifice, our Lord does not find these things pleasing. But imagine if we were to commit ourselves to Jesus the way so many commit themselves to football!  What if we loved Him the way fanatics love the game?

An Overflow of the Heart, Not a Checklist

You see, God does not want a checklist of works from us.  Jesus came to earth, lived a perfect life, and died a gruesome death in order to pay the penalty that our sin created for us.  He is the one who has done the good work, not us.  Our responsibility is only to accept the gift of grace he freely offers, turn from our sin and turn to Jesus.  In so doing, God will confer upon us new life, and a new self capable of loving Him every bit as much as the most committed fan loves football.  It is from this place that our good works will naturally flow, just as a true fan naturally buys tickets, watches games, and talks about his team.  Will you decide today to turn from your own way and follow Jesus?  Commit your whole heart to Him, and watch as he transforms every area of your being from death into life.

Making a Plan That Lasts

Why make a plan  for your money?  Isn’t it more fun to just grab what you want whenever you want it?


Growing Up

Living your financial life with the foresight of a 3rd grader may be fun in the moment, but to have what you want next week and next month, a longer term vision is required.  Problem is, even when people become convinced of the value of budgeting to their peace and financial freedom, their first attempt to make a budget sets them up for failure.

Make it Today, and For Today

If you’re like most people, the first time you sit down to work up a budget for the coming month, you try to create a generic, one-size-fits-all budget that will represent all future months.  You’re planning for the perfect month from heaven, problem is, that month never really happens here in the real world!

The key in building a successful cashflow plan is to spend this month’s income on this month’s expenses.  Some expenses will be nice and consistent, such as your house payment or water bill.  But if you make your budget too generic, it won’t work in real life, and you’ll be tempted to just give up money management altogether.

Get Started

Today’s always the perfect time to start planning your budget for the coming month.  If you haven’t tried the latest version of ThriveWealthy, click the tab above to find the page and download the tool.  Read over the instructions briefly, then start entering your expected paycheck amounts and dates.  Allocate how you’ll spend all of next month’s income in the different categories provided, changing category names as needed to make the budget fit your life.

Enlist Our Help!

Don’t be discouraged when things come up and you have to revisit your allocations several times throughout the month.  As you continue to plan your spending before the money is spent, you’ll improve at predicting your actual expenses, and you’ll also notice that your money will start to be spent on those things that are important to you–with less “falling through the cracks” or getting spent on things that don’t really matter to you.  Feel free to post successes, hardships, or questions to the comments section below; we’re all in this together, and we are all here to help each other thrive!