With Christmas just around the corner, most of us are desperately trying to keep up with all the hustle and bustle of the season. Among the many other things on your list, you probably have some Christmas gift shopping left to do—some of which is for that relative who’s always hard to shop for. How in the world can you give him (or her) a gift that he’ll like without spending hours searching every shop…
We often discuss the habits and principles for becoming wealthy here at TotalThriver. But if we pursue financial gain with the wrong heart, we are setting ourselves up for disaster. Today we’ll examine the Master’s teachings on wealth, and learn from him the proper attitudes and perspective. In Luke 12, we read: 13Someone in the crowd said to him, “Teacher, tell my brother to divide the inheritance with me.” 14But he said to him, “Man, who made…
Ever wish you could get a hefty raise? Want to enjoy some of the finer things in life as you climb to the top? Read on to find the secret to advancement and wealth that many don’t know and even fewer practice. Work harder than everyone around you. Too Simple? After reading such simple advice, you’re probably thinking to yourself, “yeah right! I work hard and I never get promoted! The way I see it,…
Someone is controlling the experiences you have, the feelings you experience, and the ways you react to your circumstances. Where can I find this person, you ask? You need only look in your bathroom mirror. No Slave to Circumstances The importance of a positive attitude in shaping one’s experience is often underestimated, but truly successful people everywhere understand and adopt the philosophy of looking positively on life. We tend to think that our moods are…
In today’s post, we’ll explore the important distinction between saving and investing — two terms that, though often erroneously used interchangeably, must be treated in distinctly different ways on your path toward a thriving life. Be Prepared for the Unexpected Saving ought to be done first — and for a specific purpose. As we’ve discussed previously, one of the first milestones you need to hit as you pursue the thriving life is to save a…
When you decide to pursue success in an area of your life that needs improvement, you’ll face many large obstacles standing in your way. Perhaps the greatest challenge of any new journey on the path toward thriving is keeping your resolve when the results you want aren’t coming. Typically, the first few weeks of a new fitness regimen will be filled with excitement, enthusiasm, and passion. But by week 3, all you are is tired,…
Several weeks ago, we shared the shocking news that yes, even TotalThriver members will one day face their mortality. Since death is one day closer today than it was yesterday, we highlighted the importance of getting good life insurance in place. Today, we’ll explore another aspect of financial planning related to caring for your loved ones after you are gone: estate planning. I’ll get to it tomorrow….. Though not always the most glamorous or delightful…
I’ve enjoyed many hiking and camping trips since I was a young child. Walking through the forest, listening to the sounds of wildlife and seeing the sun gleaming through the trees, I’ve had a chance to appreciate the beauty and creativity of our Father’s world. Occasionally, my hikes have become extended for a bit longer than I was planning on, due to an underestimation of how long a climb might take or a casual disregard for things…
Last week, we discussed the importance of including unusual but predictable expenses in your budget. Items on this list include things like car repairs, home improvements, large gifts, or vacations. By allocating a fixed amount each month, these big expenses don’t have to catch us off guard. For example, my wife and I set aside $60 each month for car repairs, which has been plenty for the minor repairs and maintenance that our vehicles have…